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p:last-of-type{margin-bottom:var(--space-sm)}.rate-panel .eyebrow{color:var(--color-accent)}.rate-number{font-family:var(--font-display);font-size:var(--text-3xl);margin:0;line-height:1}.rate-unavailable{font-family:var(--font-display);font-size:var(--text-lg);line-height:1.2}.intro-grid,.split-grid{grid-template-columns:minmax(0,1.15fr) minmax(18rem,.55fr);align-items:start;gap:clamp(2rem,7vw,7rem);display:grid}.split-grid-reverse{grid-template-columns:minmax(18rem,.72fr) minmax(0,1fr)}.aside-note{padding:var(--space-lg);border-block:var(--rule-hair) solid var(--color-rule)}.aside-note p:last-child{margin-bottom:0}.spec-table{border-collapse:collapse;width:100%}.spec-table th,.spec-table td{padding:var(--space-sm) 0;border-bottom:var(--rule-hair) solid var(--color-rule);text-align:left;vertical-align:top}.spec-table th{width:42%;color:var(--color-muted);font-size:var(--text-sm);font-weight:500}.art-panel{min-height:34rem;position:relative;overflow:clip}.art-panel img{object-fit:cover}.art-caption{left:var(--space-md);bottom:var(--space-md);max-width:45ch;padding:var(--space-sm);color:var(--color-image-ink);background:var(--color-image-shadow);font-size:var(--text-sm);position:absolute}.pull-quote{margin:var(--space-xl) 0;padding-left:var(--space-lg);border-left:var(--rule-double) double var(--color-accent);font-family:var(--font-display);font-size:var(--text-xl);line-height:1.25}.article-grid{gap:var(--space-xl) var(--space-lg);grid-template-columns:repeat(12,minmax(0,1fr));display:grid}.article-card{border-top:var(--rule-hair) solid var(--color-rule);grid-column:span 4;min-width:0}.article-card-featured{grid-column:span 8;grid-template-columns:minmax(0,1.15fr) minmax(15rem,.75fr);display:grid}.article-card-image{min-height:18rem;display:block;position:relative;overflow:clip}.article-card-image img{object-fit:cover}.article-card-copy{padding-block:var(--space-lg);min-width:0}.article-card-featured .article-card-copy{padding:var(--space-xl)}.article-card h3 a{text-decoration:none}.article-card p{color:var(--color-ink-2)}.breadcrumbs{padding-block:var(--space-md);border-bottom:var(--rule-hair) solid var(--color-rule);font-size:var(--text-sm)}.breadcrumbs ol{gap:var(--space-xs);flex-wrap:wrap;margin:0;padding:0;list-style:none;display:flex}.breadcrumbs li{gap:var(--space-xs);display:flex}.product-stage{isolation:isolate;align-items:center;min-height:40rem;display:grid;position:relative;overflow:clip}.product-stage-bg{z-index:-3;object-fit:cover;position:absolute;inset:0}.product-stage:after{content:"";z-index:-2;background:linear-gradient(90deg, var(--color-image-shadow), transparent);position:absolute;inset:0}.product-stage-grid{padding-block:var(--space-3xl);grid-template-columns:minmax(17rem,.68fr) minmax(0,1.25fr);align-items:center;gap:clamp(2rem,7vw,7rem);display:grid}.product-stage-copy,.product-stage-copy .source-note{color:var(--color-image-ink)}.product-stage-copy h1{font-size:var(--text-display-s)}.product-figure{min-width:0;margin:0}.product-image-wrap{background:var(--color-overlay-paper);box-shadow:0 1.5rem 4rem var(--color-image-shadow);padding:clamp(.6rem,1.5vw,1rem);transform:rotate(-1.2deg)}.product-image{width:100%;height:auto}.product-figure figcaption{justify-content:space-between;align-items:center;gap:var(--space-md);margin-top:var(--space-md);color:var(--color-image-ink);font-size:var(--text-sm);display:flex}.product-figure figcaption button{align-items:center;gap:var(--space-xs);padding:var(--space-xs) var(--space-sm);color:inherit;background:var(--color-image-shadow);border:var(--rule-hair) solid currentColor;white-space:nowrap;display:inline-flex}.zoom-dialog{width:min(94vw,78rem);max-width:none;color:var(--color-ink);background:var(--color-paper);border:var(--rule-hair) solid var(--color-rule);padding:0}.zoom-dialog::backdrop{background:var(--color-scrim)}.zoom-toolbar{justify-content:space-between;align-items:center;gap:var(--space-lg);padding:var(--space-md);border-bottom:var(--rule-hair) solid var(--color-rule);display:flex}.zoom-toolbar label{align-items:center;gap:var(--space-md);flex-wrap:wrap;display:flex}.zoom-toolbar button{padding:var(--space-xs) var(--space-md);color:var(--color-ink);border:var(--rule-hair) solid var(--color-rule);background:0 0}.zoom-stage{place-items:center;height:min(72vh,46rem);display:grid;overflow:auto}.zoom-stage img{transform-origin:50%;width:min(74rem,90%);height:auto}.calculator-panel{gap:var(--space-2xl);background:var(--color-paper-2);border-block:var(--rule-double) double var(--color-ink);grid-template-columns:minmax(0,1.15fr) minmax(18rem,.65fr);padding:clamp(1.5rem,5vw,4rem);display:grid}.calculator-inputs{gap:var(--space-lg);display:grid}.calculator-inputs label{gap:var(--space-xs);color:var(--color-muted);font-size:var(--text-sm);font-weight:600;display:grid}.calculator-inputs input{width:100%;padding:var(--space-sm) var(--space-md);color:var(--color-ink);background:var(--color-paper);border:var(--rule-hair) solid var(--color-rule);font-size:var(--text-lg)}.calculator-reset{width:max-content;padding:var(--space-xs) var(--space-sm);color:var(--color-ink);border:var(--rule-hair) solid var(--color-rule);white-space:nowrap;background:0 0}.home-product{margin-block:var(--space-xl);padding:var(--space-md);background:var(--color-paper-2);border:var(--rule-hair) solid var(--color-rule)}.home-product img{width:100%;height:auto}.calculator-result{padding:var(--space-xl);color:var(--color-ink);background:var(--color-paper-3);border-top:var(--rule-double) double var(--color-accent);flex-direction:column;justify-content:center;align-self:stretch;display:flex}.calculator-result .eyebrow{color:var(--color-accent)}.calculator-result-change .eyebrow,.calculator-result-change output{color:var(--color-success)}.calculator-result-owed .eyebrow,.calculator-result-owed output{color:var(--color-error)}.calculator-result .source-note{color:var(--color-muted)}.calculator-result output{margin-bottom:var(--space-md);font-family:var(--font-display);overflow-wrap:anywhere;font-size:clamp(3rem,7vw,6rem);line-height:.9;display:block}.calculator-breakdown{gap:var(--space-xs);margin:0 0 var(--space-lg);display:grid}.calculator-breakdown div{justify-content:space-between;gap:var(--space-md);padding-block:var(--space-xs);border-bottom:var(--rule-hair) solid var(--color-rule);display:flex}.calculator-breakdown dt{color:var(--color-muted)}.calculator-breakdown dd{margin:0;font-weight:700}.calculator-disclaimer{color:var(--color-muted);font-size:var(--text-sm);grid-column:1/-1;margin:0}.faq-list{border-top:var(--rule-double) double var(--color-ink)}.faq-list details{border-bottom:var(--rule-hair) solid var(--color-rule)}.faq-list summary{gap:var(--space-md);padding-block:var(--space-lg);font-family:var(--font-display);font-size:var(--text-lg);grid-template-columns:3rem minmax(0,1fr);line-height:1.2;list-style:none;display:grid}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary span{color:var(--color-accent);font-family:var(--font-body);font-size:var(--text-sm)}.faq-list details p{max-width:52rem;padding-bottom:var(--space-lg);color:var(--color-ink-2);margin-left:4rem}.article-layout{grid-template-columns:minmax(12rem,.32fr) minmax(0,1fr);gap:clamp(2rem,7vw,8rem);display:grid}.article-toc{top:var(--space-lg);padding-top:var(--space-sm);align-self:start;position:sticky}.article-toc ol{margin:0;padding-left:1.2rem}.article-toc a{font-size:var(--text-sm)}.prose{max-width:68ch}.prose section{margin-bottom:var(--space-2xl);scroll-margin-top:var(--space-lg)}.prose p{font-family:var(--font-display);font-size:1.16rem;line-height:1.62}.prose li{margin-bottom:var(--space-xs)}.source-list{margin-top:var(--space-2xl);padding-top:var(--space-lg);border-top:var(--rule-hair) solid var(--color-rule)}.source-list a{overflow-wrap:anywhere}.article-related{margin-top:var(--space-3xl)}.final-cta{gap:var(--space-xl);padding-block:var(--space-3xl);border-top:var(--rule-double) double var(--color-ink);grid-template-columns:minmax(0,1fr) auto;align-items:end;display:grid}.final-cta p{max-width:60ch}.final-cta .button{align-self:center}.source-note{color:var(--color-muted);font-size:var(--text-sm)}button:active,summary:active,.button:active{filter:brightness(.92)}button:disabled,input:disabled,.button[aria-disabled=true]{opacity:.55;cursor:not-allowed}input{outline-offset:1px;outline:2px solid #0000;min-height:2.75rem}input:focus-visible{outline:2px solid var(--color-focus);outline-offset:1px}input:hover:not(:disabled){border-color:var(--color-ink-2)}a:active{text-decoration-thickness:2px}@media (max-width:900px){.masthead-title{grid-template-columns:5rem minmax(0,1fr) 5rem}.theme-toggle>span:last-child,.brand-mark>span:last-child{display:none}.home-hero .hero-content,.intro-grid,.split-grid,.split-grid-reverse,.product-stage-grid,.calculator-panel,.article-layout{grid-template-columns:minmax(0,1fr)}.home-hero .rate-panel{max-width:28rem}.article-toc{padding-bottom:var(--space-xl);border-bottom:var(--rule-hair) solid var(--color-rule);position:static}.article-card,.article-card-featured{grid-column:span 6;display:block}.calculator-disclaimer{grid-column:auto}}@media (max-width:680px){:root{--page-gutter:1rem;--space-3xl:4.5rem}h1{font-size:clamp(2.65rem,13vw,4rem)}h2{font-size:clamp(2.2rem,11vw,3.4rem)}.issue-line span:first-child{display:none}.masthead-title{grid-template-columns:3rem minmax(0,1fr) 3rem;min-height:5.5rem}.brand-icon{width:2rem}.theme-toggle{width:2.5rem;padding:var(--space-xs);border:0;justify-content:center}.wordmark{font-size:clamp(1.35rem,7vw,2.2rem)}.nav-row{display:none}.mobile-nav{padding-block:var(--space-sm);border-top:var(--rule-hair) solid var(--color-rule);display:block}.mobile-nav summary{align-items:center;gap:var(--space-sm);width:max-content;padding-block:var(--space-xs);font-weight:600;list-style:none;display:flex}.mobile-nav summary::-webkit-details-marker{display:none}.hamburger-icon{align-content:space-between;width:1.5rem;height:1.05rem;display:grid}.hamburger-icon span{transform-origin:50%;width:100%;height:2px;transition:transform var(--dur-short) var(--ease-out), opacity var(--dur-micro) var(--ease-out);background:currentColor;display:block}.mobile-nav[open] .hamburger-icon span:first-child{transform:translateY(.46rem)rotate(45deg)}.mobile-nav[open] .hamburger-icon span:nth-child(2){opacity:0}.mobile-nav[open] .hamburger-icon span:last-child{transform:translateY(-.46rem)rotate(-45deg)}.mobile-nav nav{gap:var(--space-sm);padding:var(--space-lg) 0 var(--space-sm);display:grid}.mobile-nav a{text-decoration:none}.hero{min-height:42rem}.home-hero .hero-content{gap:var(--space-lg);padding-bottom:var(--space-3xl)}.hero-caption{left:var(--page-gutter);right:auto}.hero-actions,.final-cta{align-items:stretch}.hero-actions .button,.final-cta .button{width:100%}.article-grid{display:block}.article-card{margin-bottom:var(--space-xl)}.article-card-image{min-height:15rem}.article-card-featured .article-card-copy{padding-inline:0}.product-stage{min-height:48rem}.product-stage-copy h1{font-size:clamp(2.5rem,12vw,3.8rem)}.product-stage:after{background:linear-gradient(to bottom, var(--color-image-shadow), transparent 110%)}.product-stage-grid{gap:var(--space-xl)}.product-figure figcaption{flex-direction:column;align-items:flex-start}.calculator-panel{padding-inline:var(--space-md)}.calculator-result output{font-size:clamp(2.8rem,17vw,5rem)}.faq-list details p{margin-left:0}.faq-list summary{grid-template-columns:2rem minmax(0,1fr)}.final-cta{grid-template-columns:minmax(0,1fr)}.site-footer{flex-direction:column}.zoom-toolbar{flex-direction:column;align-items:stretch}}@media (prefers-reduced-motion:reduce){*,:before,:after{scroll-behavior:auto!important}.product-image-wrap,.zoom-stage img{transform:none!important}}